Insurance & Policies

Practice policies decorative image


We accept the following dental insurance:

  • Aetna PPO
  • Metlife PPO
  • Delta Dental PPO and Premier
  • Guardian PPO
  • Cigna PPO
  • Empire Blue Cross Blue Shield
  • CSEA
  • United Healthcare PPO
  • United Concordia PPO
  • Ameritas
  • Local Teachers, Police Officers and Firefighters

Dental Insurance is different from Medical Insurance. Please review the insurance benefit booklet provided by your employer to better understand the benefits they make available as part of your insurance coverage. The patient payment portion covered for procedures varies depending on the coverage provided by your employer.

An estimate of the amount covered by your insurance company will be provided at the time of your treatment, based on the information they provide to us. The estimate is never a guarantee of benefits or the amount that will be paid. We will file all insurance claims as a courtesy to our patients. This does not however, transfer the responsibility of your financial obligation to the insurance company. If the amount paid by the insurance company is less than or greater than the estimate, then you will be billed the difference or issued a credit on the account in the event of an overpayment.

Financial Policy

Payment is expected at the time of service unless otherwise arranged. For your convenience, we accept payments made with cash, debit cards, Visa, MasterCard, Discover, and American Express. Please let us know if you have questions about our financial policies or financing options prior to your treatment.


We also offer financing through CareCredit®. CareCredit® is available to help you pay for dental procedures your insurance doesn’t cover. CareCredit® offers both No Interest* financing or low minimum monthly payment options so you can take care of your dental health.

Click here for more information or to apply for financing.

Cancellation Policy

Kindly provide at least 48 hours notice for any appointment that needs to be rescheduled. Appointments cancelled in less than 24 hours may be subject to a cancellation charge.